By Andre Dirckze | Wealth Management Strategist. Gold Coast, May 26, 2025  — In the quiet corridors of wealth management firms and the boardrooms of self-managed super funds, a new acronym is causing a stir: Division 296 . It’s not just another line in the tax code—it’s a seismic shift in how Australia treats retirement savings. And for those with more than $3 million in superannuation, the clock is ticking. The Basics: What Is Division 296? From 1 July 2025 , individuals wi